:root {
  --blue: #1f3df0;
  --blue-deep: #0b1e8c;
  --navy: #081047;
  --gold: #f8b908;
  --bg: #ffffff;
  --muted: #5b6478;
  --border: #e6e8ef;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: "Manrope", system-ui, sans-serif; color: var(--navy); background: var(--bg); line-height: 1.5; }
a { text-decoration: none; color: inherit; }
.container { max-width: 1120px; margin: 0 auto; padding: 0 20px; }

h1, h2, h3, .brand span, strong { font-family: "Sora", sans-serif; }

/* BUTTONS */
.btn { display: inline-flex; align-items: center; gap: 8px; border-radius: 999px; padding: 12px 24px; font-weight: 600; font-size: 14px; cursor: pointer; transition: all .2s; }
.btn-sm { padding: 8px 20px; }
.btn-primary { background: var(--blue); color: #fff; box-shadow: 0 12px 30px -8px rgba(31,61,240,.45); }
.btn-primary:hover { background: var(--blue-deep); }
.btn-outline { border: 1px solid var(--border); color: var(--navy); }
.btn-outline:hover { background: #f4f5fa; }
.btn-white { background: #fff; color: var(--blue); }
.btn-white:hover { transform: scale(1.05); }

/* NAV */
.nav { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.85); backdrop-filter: blur(14px); border-bottom: 1px solid var(--border); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; padding: 12px 20px; }
.brand { display: flex; align-items: center; gap: 8px; font-weight: 800; font-size: 18px; }
.brand img { border-radius: 8px; }
.nav-links { display: flex; gap: 32px; }
.nav-links a { color: var(--muted); font-size: 14px; font-weight: 500; }
.nav-links a:hover { color: var(--blue); }
@media (max-width: 768px) { .nav-links { display: none; } }

/* HERO */
.hero { position: relative; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; padding: 80px 20px; }
@media (max-width: 880px) { .hero-grid { grid-template-columns: 1fr; padding: 48px 20px; } }
.badge { display: inline-flex; align-items: center; gap: 8px; border: 1px solid rgba(31,61,240,.2); background: rgba(31,61,240,.05); color: var(--blue); padding: 4px 12px; border-radius: 999px; font-size: 12px; font-weight: 600; }
.dot { width: 6px; height: 6px; border-radius: 50%; background: var(--gold); }
.hero-title { font-size: 60px; font-weight: 800; line-height: 1.05; letter-spacing: -.02em; margin-top: 20px; }
@media (max-width: 880px) { .hero-title { font-size: 40px; } }
.gradient { background: linear-gradient(90deg, var(--blue), var(--blue-deep)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.lead { color: var(--muted); font-size: 18px; max-width: 440px; margin-top: 20px; }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }
.stats { display: flex; gap: 32px; margin-top: 40px; }
.stats strong { display: block; font-size: 24px; }
.stats span { font-size: 12px; color: var(--muted); }

/* PHONE */
.phone-wrap { display: flex; justify-content: center; }
.phone { position: relative; width: 280px; border: 10px solid var(--navy); border-radius: 44px; background: #fff; padding: 12px; box-shadow: 0 30px 60px -20px rgba(31,61,240,.5); }
.status { display: flex; justify-content: space-between; align-items: center; font-size: 11px; font-weight: 600; padding: 4px 8px 12px; }
.notch { height: 6px; width: 64px; border-radius: 999px; background: rgba(8,16,71,.1); }
.greeting { display: flex; align-items: center; gap: 8px; background: #f4f5fa; border-radius: 16px; padding: 8px; margin-bottom: 12px; }
.avatar { display: grid; place-items: center; height: 36px; width: 36px; border-radius: 50%; background: var(--blue); color: #fff; font-weight: 700; }
.g-name { font-size: 12px; font-weight: 700; }
.g-sub { font-size: 10px; color: var(--muted); }
.balance { background: linear-gradient(135deg, var(--blue), var(--blue-deep)); border-radius: 16px; padding: 16px; color: #fff; margin-bottom: 12px; }
.b-label { font-size: 10px; opacity: .8; }
.b-amount { font-family: "Sora"; font-size: 24px; font-weight: 800; margin-top: 4px; }
.b-actions { display: flex; gap: 8px; margin-top: 12px; }
.pill { flex: 1; text-align: center; border-radius: 999px; padding: 8px 0; font-size: 11px; font-weight: 600; }
.pill-light { background: #fff; color: var(--blue); }
.pill-ghost { background: rgba(255,255,255,.2); }
.pill-plus { display: grid; place-items: center; height: 32px; width: 32px; border-radius: 50%; background: #fff; color: var(--blue); font-weight: 700; }
.grid-services { display: grid; grid-template-columns: repeat(3,1fr); gap: 12px; border: 1px solid var(--border); border-radius: 16px; padding: 12px; }
.srv { display: flex; flex-direction: column; align-items: center; gap: 4px; font-size: 9px; font-weight: 600; }
.ico { display: grid; place-items: center; height: 36px; width: 36px; border-radius: 12px; font-size: 16px; }
.tint-green { background: #d1fae5; } .tint-amber { background: #fef3c7; } .tint-rose { background: #ffe4e6; }
.tint-violet { background: #ede9fe; } .tint-sky { background: #e0f2fe; } .tint-indigo { background: #e0e7ff; }

/* SECTIONS */
.section { padding: 64px 20px; }
.section-head { text-align: center; margin-bottom: 40px; }
.section-head.left { text-align: left; max-width: 560px; margin-bottom: 48px; }
.section-head h2 { font-size: 36px; font-weight: 800; }
.section-head p { color: var(--muted); margin-top: 12px; }
.muted-light { color: rgba(255,255,255,.7) !important; }

.cards { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; }
@media (max-width: 768px) { .cards { grid-template-columns: repeat(2,1fr); } }
.card { border: 1px solid var(--border); border-radius: 16px; padding: 24px; transition: all .2s; }
.card:hover { transform: translateY(-4px); border-color: rgba(31,61,240,.4); box-shadow: 0 20px 40px -16px rgba(31,61,240,.15); }
.card-ico { display: grid; place-items: center; height: 48px; width: 48px; border-radius: 12px; background: rgba(31,61,240,.1); font-size: 22px; }
.card h3 { margin-top: 16px; font-size: 18px; }
.card p { margin-top: 4px; font-size: 14px; color: var(--muted); }

/* FEATURES */
.features { background: var(--navy); color: #fff; padding: 80px 0; }
.feature-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 24px; }
@media (max-width: 768px) { .feature-grid { grid-template-columns: 1fr; } }
.feature { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); border-radius: 16px; padding: 24px; }
.f-ico { display: grid; place-items: center; height: 44px; width: 44px; border-radius: 12px; background: var(--gold); font-size: 20px; }
.feature h3 { margin-top: 16px; font-size: 20px; }
.feature p { margin-top: 8px; font-size: 14px; color: rgba(255,255,255,.7); }

/* VIRTUAL CARD */
.card-section { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
@media (max-width: 880px) { .card-section { grid-template-columns: 1fr; } }
.card-section h2 { font-size: 36px; font-weight: 800; }
.check-list { list-style: none; margin: 24px 0; }
.check-list li { display: flex; align-items: center; gap: 12px; font-weight: 500; font-size: 14px; padding: 6px 0; }
.check { display: grid; place-items: center; height: 24px; width: 24px; border-radius: 50%; background: rgba(31,61,240,.1); color: var(--blue); font-size: 12px; }
.vcard-wrap { display: flex; justify-content: center; }
.vcard { position: relative; width: 100%; max-width: 380px; aspect-ratio: 1.6/1; border-radius: 24px; background: linear-gradient(135deg, var(--blue), var(--blue-deep) 60%, var(--navy)); color: #fff; padding: 24px; box-shadow: 0 30px 60px -20px rgba(31,61,240,.5); }
.vc-circles span { position: absolute; top: 24px; height: 40px; width: 40px; border-radius: 50%; }
.vc-circles span:first-child { right: 24px; background: rgba(248,185,8,.8); }
.vc-circles span:last-child { right: 48px; background: rgba(255,255,255,.2); }
.vc-brand { font-size: 18px; font-weight: 700; }
.vc-chip { margin-top: 40px; height: 32px; width: 48px; border-radius: 6px; background: rgba(248,185,8,.9); }
.vc-number { margin-top: 24px; font-family: "Sora"; font-size: 20px; letter-spacing: .2em; }
.vc-meta { display: flex; justify-content: space-between; margin-top: 24px; font-size: 12px; }
.vc-meta span { opacity: .6; display: block; }

/* CTA */
.cta { text-align: center; color: #fff; border-radius: 24px; padding: 56px 32px; margin-bottom: 80px; background: linear-gradient(135deg, var(--blue), var(--blue-deep)); }
.cta h2 { font-size: 36px; font-weight: 800; }
.cta p { color: rgba(255,255,255,.8); margin-top: 12px; }
.cta .btn { margin-top: 32px; }

/* FOOTER */
.footer { border-top: 1px solid var(--border); }
.footer-inner { display: flex; align-items: center; justify-content: space-between; padding: 32px 20px; color: var(--muted); font-size: 14px; flex-wrap: wrap; gap: 16px; }
.footer .brand img { border-radius: 6px; }